What can Talents Financial Planning & Wealth Management do for you?
List of Services
At Talents Financial Planning & Wealth Management, we provide a comprehensive range of services designed to help you achieve your financial goals, protect your wealth, and plan for the future. Our personalized approach ensures that every aspect of your financial life is carefully managed, so you can feel confident and focus on what matters most to you. Explore our core services below to see how we can support you on your financial journey.
Our Comprehensive Services
Financial planning is the foundation of a secure financial future. At Talents, we work closely with you to create a customized plan that aligns with your financial goals and priorities. Whether you're saving for retirement, your children's education, or managing your cash flow, we are here to guide you every step of the way.
Effective investment management is essential for achieving your financial goals and securing your future. We use a customized Investment Policy Statement to clearly define investment strategies unique to you and build a diversified portfolio that aligns with your goals, objectives, and tolerance for risk.
We provide tax preparation services alongside financial planning and Investment management so that you can avoid conflicting strategies and benefit from a comprehensive understanding of your unique financial situation. This unified approach can lead to more effective financial decision-making, better coordination and tax efficiency with your investments and potential tax liability.
Help prepare your children or grandchildren for the cost of higher education and help them to avoid some or even all the burden of student loans and debt when they are starting a career or family of their own. See how education planning can help and explore the savings options available to you and those you love.
Insurance is a crucial component of your financial plan, providing protection for your loved ones and ensuring long-term financial stability. Our comprehensive insurance services, including life insurance and annuities, are designed to help you meet your income needs and provide financial security when the unexpected occurs.
We offer specialized business solutions for business owners and HR professionals designed to support your organization's financial health and enhance employee satisfaction. Our services include comprehensive retirement plans and financial wellness programs that help businesses attract and retain top talent while ensuring a solid financial foundation for future growth.
Whether you are preparing for retirement or already living in retirement we are here to help you reach your goals. We work with a variety of retirement accounts from traditional and ROTH IRA's, SEP's, SIMPLE IRA's, 401(k), 403(b), Pensions, Annuities and more. Our comprehensive planning includes strategies to maximize social security, limit the burden of taxes, and project future inflation adjusted costs to not only help you reach retirement, but also allow you to confidently stay retired once you get there.
Protect your wealth and minimize tax and legal challenges for your heirs. Understanding your options, organizing your assets and ensuring they are distributed according to your wishes as efficiently as possible starts with estate planning and we can help.
Whether you are reviewing your budget, trying to pay off debt, or saving up for a significant purchase, we have the experience, the tools, and the resources to help you achieve your goals. Attend a Seminar or workshop and check out Dave's book The Balancing Act: Rewriting your financial script and get started today.
Have you recently started a new job with new benefits or, do you just want to better understand the benefits available to you and how they fit into your long term financial plan? We can help. We take a comprehensive approach to assessing the benefits available to you so that you can make informed decisions and feel confident that you are getting the most out of your employee benefits.
Is company stock a part of your compensation? we can help you understand the opportunities, risks, tax implications, and how this important part of your compensation plays into your overall financial plan.
Why Choose Talents?
- Personalized Approach: We take the time to understand your financial situation, goals, and preferences to provide customized advice and solutions tailored to you.
- Experience: Dave Baldwin CFP® has nearly 20 years of experience in financial services and our partnership with Commonwealth Financial Network® brings a wealth of knowledge to help manage a wide range of complex financial situations.
- Holistic Solutions: We offer a comprehensive suite of services that cover every aspect of financial planning and wealth management to meet your financial needs.
- Dedicated and Ongoing Support: We continuously monitor your investments and financial plan and making adjustments as needed to keep you on track towards your goals.
- Transparency and Trust: We prioritize clear communication and ethical practices, building lasting relationships based on trust and integrity.
Contact us
Talents Financial Planning & Wealth Management
380 South Melrose Drive, Suite 110
Vista, CA 92081
The Financial Advisor(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. Please check Broker Check for a list of current registrations.
Dave Baldwin (CA Insurance Lic #0F04767) is a registered representative and investment advisor representative with/and offers securities and advisory services through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network®.
Tax preparation services offered through Talents Financial Planning and Wealth Management are separate and unrelated to Commonwealth Financial Network®.
Information presented on this site is for informational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any product or security.
Form CRS: Client Relationship Summary
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