Retirement Planning
Secure Your Retirement with Confidence
At Talents Financial Planning & Wealth Management, we believe that a well-planned retirement is essential for enjoying your golden years with confidence. Our retirement planning services are designed to help you build a solid financial foundation, ensuring that you can achieve your retirement goals and live comfortably after you stop working.
Our Comprehensive Retirement Planning Services
Personalized Retirement Strategy
Every individual's retirement goals and financial situation are unique. We work closely with you to fully understand your retirement goals, when you want to retire, and the income or financial lifestyle you want to maintain in retirement. We assess your current financial situation and develop a customized retirement plan to show you exactly what needs to be done to meet your goals and objectives, then work with you to keep you on track or make adjustments as necessary.
Income Planning
One of the most crucial aspects of retirement planning is ensuring a steady stream of income. We help you create a reliable income plan that considers various sources, such as pensions, Social Security benefits, annuities, and investment income. Our goal is to ensure you have enough income to cover your expenses and maintain your desired lifestyle throughout retirement.
Investment Management
Effective investment management is vital for growing your retirement savings. We craft a diversified investment portfolio tailored to your risk tolerance and time horizon. By employing a disciplined approach and continuous monitoring, we strive to maximize your returns while minimizing risks, ensuring your retirement savings are positioned for growth.
Tax-Efficient Strategies
Tax planning is a critical component of retirement planning. We analyze your financial situation to develop tax-efficient strategies that help you minimize your tax burden. From optimizing withdrawals from retirement accounts to utilizing tax-advantaged investment vehicles, our strategies are designed to help you keep more of your hard-earned money.
Why Choose Talents for Retirement Planning?
- Personalized Approach: Everyone has a different vision for their retirement and out personalized approach allows us to design a retirement plan that is customized to help meet your specific goals and income needs.
- Experience: Dave Baldwin CFP® has nearly 20 years of experience in financial services and our partnership with Commonwealth Financial Network® provides access to a team of financial planning specialists.
- Comprehensive Services: We offer a wide range of services that cover all aspects of planning for your retirement, from income and investment management to tax and estate planning.
- Dedicated and Ongoing Support: We provide continuous support and regular reviews to keep your plan on track and make changes when need to adapt to changes in your life and financial needs.
The Financial Advisor(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. Please check Broker Check for a list of current registrations.
Dave Baldwin (CA Insurance Lic #0F04767) is a registered representative and investment advisor representative with/and offers securities and advisory services through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network®.
Tax preparation services offered through Talents Financial Planning and Wealth Management are separate and unrelated to Commonwealth Financial Network®.
Information presented on this site is for informational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any product or security.
Form CRS: Client Relationship Summary
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